英语作文月光族（1）

Nowadays, more and more people, [1]especially the young are joining in the army of “the moonlight clan”. These people exhaust their earnings every month without any savings. [2]Many people think this is a fashionable life style, [2]while more other people object to this kind of consumption style.

[3]Those who support “the moonlight clan” think that those people know how to enjoy life and have a higher life quality. [3]However, more other people criticize “the moonlight clan”. They say that the consumption habit of “the moonlight clan” is unhealthy and sometimes wasteful. In addition, no savings will [4]place “the moonlight clan” in a difficult position [5]in case of unexpected expenses.

[6]Weighing these two arguments, I prefer to the latter one. In my eyes, [7]though “the moonlight clan” may acquire temporary satisfaction from their consumption, [8]in the long term, it [9]is unfavorable to their family and career. [10]Just as a proverb says, one should always prepare for a rainy day.

英语作文月光族（2）

Nowadays, more and more people, especially the young are joining in the army of “the moonlight clan”. These people exhaust their earnings every month without any savings. Many people think this is a fashionable life style, while more other people object to this kind of consumption style.

Those who support “the moonlight clan” think that those people know how to enjoy life and have a higher life quality. However, more other people criticize “the moonlight clan”. They say that the consumption habit of “the moonlight clan” is unhealthy and sometimes wasteful. In addition, no savings will place “the moonlight clan” in a difficult position in case of unexpected expenses.

Weighing these two arguments, I prefer to the latter one. In my eyes, though “the moonlight clan” may acquire temporary satisfaction from their consumption, in the long term, it is unfavorable to their family and career. Just as a proverb says, one should always prepare for a rainy day.

参考译文

如今，越来越多的人，尤其是年轻人加入“月光族”的大军。这些人花掉每月收入没有任何储蓄。很多人认为这是一种流行的生活方式，而更多的人反对这种消费方式。

那些支持“月光族”的.人认为，这些人知道如何享受生活，有一个更高的生活质量。然而，更多的人批评“月光族”。他们说，“月光族”是不健康的，有时浪费的消费习惯。此外，没有储蓄将“月光族”以防意外开支困境。

比较这两种观点，我更偏向于后者。在我看来，虽然“月光族”可以获得临时满足感消费，从长远来看，这不利于他们的家庭和事业。正如一句谚语所说的，人总是要未雨绸缪。

英语作文月光族（3）

There are a small number of people called “the moonlight clan” in our society, who always run out of their income each month and have no plan to save money. Concerning with this kind of consumption conception, some consider it as a fashion while other oppose it.

在我们的社会中有一小部分人叫“月光族”，他们每个月总是没有钱剩余也没有存钱的计划。关于这种消费观念，有人认为是时尚而其他则持反对态度。

Those who are in favor of this kind of consumption conception point out that being moonlight clan let them have more chances to enjoy lives and live in a high-quality life. However, the opponents argue that it is not a kind of rational conception because those called “the moonlight clan” may have no ability to cope with their rainy day. In addition, this kind of consumption habit put a premium on extravagance and waste to some extent.

那些支持这种消费观念的人指出成为月光族让他们有更多的机会享受生活，过高质量的生活。然而，反对者则认为那不是理性的概念，因为那些所谓的“月光族”在他们低迷的时候可能没有能力应付。此外，这种消费习惯在某种程度上形成了奢侈浪费。

Taking the two opinions into consideration, I am inclined to agree with the latter one. From my point of view, the life of the moonlight clan is more luxurious or high-quality but they may be lack of sense of security, especially in their rainy day. Therefore, I still advocate that all of us should keep some money at any time so that we will not be too difficult in our rainy day.

考虑到以上两个观点，我倾向于同意后者。从我的角度来看，月光族的生活更豪华或质量更高但是他们也许会缺乏安全感，尤其是低迷的时候。因此，我仍然认为我们所有人在任何时候都应该存一些钱，这样在困难的时候就不会过得太艰辛。

英语作文月光族（4）

Moonlite is a term referring to those people who exhaust their earnings every month withoutany savings.

With the acceleration of globalization, it seems that the availability of various commoditieshas put more and more people into the category of moonlite.

And these people are even proud of this unique life style.

The moonlite brag their behaviors as a fashionable way to live a life.

But we have to admit that problems exist in both their beliefs and behaviors.

Firstly, industrious and economical concept has been Chinese traditional moralexcellence.

And moonlite has violated the belief seriously.

Secondly, no savings will place themselves in a difficult position in case of possibly unexpectedexpenses.

Thirdly, this immoderate consumption habit may subconsciously infect their self-controlabilities, which can result in serious consequences.

In my view, though the moonlite may acquire temporary satisfaction from immoderateconsumption, in the long term, it will deteriorate their personal financial levels.

For majority of people, their income is limited and unnecessary expenses should be avoided.

We should always bear this sentence in mind: Live within your means and save for a rainy day.

英语作文月光族（5）

Nowadays, more and more people, especially the young are joining in the army of the moonlight clan. These people exhaust their earnings every month without any savings. Many people think this is a fashionable life style, while more other people object to this kind of consumption style.

Those who support the moonlight clan think that those people know how to enjoy life and have a higher life quality. However, more other people criticize the moonlight clan. They say that the consumption habit of the moonlight clan is unhealthy and sometimes wasteful. In addition, no savings will place the moonlight clan in a difficult position in case of unexpected expenses.

Weighing these two arguments, I prefer to the latter one. In my eyes, though the moonlight clan may acquire temporary satisfaction from their consumption, in the long term, it is unfavorable to their family and career. Just as a proverb says, one should always prepare for a rainy day.

如今，越来越多的人，尤其是年轻人加入月光族的大军。这些人花掉每月收入没有任何储蓄。很多人认为这是一种流行的生活方式，而更多的人反对这种消费方式。

那些支持月光族的人认为，这些人知道如何享受生活，有一个更高的生活质量。然而，更多的人批评月光族。他们说，月光族是不健康的，有时浪费的消费习惯。此外，没有储蓄将月光族以防意外开支困境。

比较这两种观点，我更偏向于后者。在我看来，虽然月光族可以获得临时满足感消费，从长远来看，这不利于他们的家庭和事业。正如一句谚语所说的，人总是要未雨绸缪。

英语作文月光族（6）

According to a survey, in recent years the monthly expenditure of a college student has been on the sharp rise. Many college students spend money like water and have no concept of thrift in their mind. They take it for granted that they spend money from their parents before they enter into the society. This extravagant spending is mainly caused by the following factors.

根据调查显示,近年来,大学生的月消费金额一直在急剧上升。很多大学生花钱如流水，根本没有节俭的概念。他们认为在他们踏进社会前向父母要钱是理所当然的。这种奢侈消费的现象主要是由于以下因素引起的。

First of all, nowadays most of students are the only children of their families. They are the apple in their family’s eyes and naturally get more care and pocket money. Secondly, with the improvement of living standard, parents can afford higher expenditure of their children. Thirdly, some students like to pursue fashion and trends, which tends to need more money. Finally, campus love is also a possible factor causing extravagant spending.

首先，现在很多学生都是独生儿女。他们是家里的宝贝，所以很自然能够得到更多的关心和零花钱。第二，随着生活水平的提高，父母可以支付孩子们越来越高的花销。第三，一些学生喜欢追逐时尚和潮流，所以就需要更多的钱。最后，校园爱情也可能是导致奢侈消费的一个因素。

From my point of view, a college student, as a pure consumer, should learn to be thrifty. We should not limit our expenditure on daily necessities but not buy whatever we want regardless of their prices. The habit of thrift can help us form right values and is favorable to our future development.

从我的观点来看,一个大学生,作为一个纯粹的消费者,应该学会节俭。我们不用节制我们在日用品上的花费，但是却不能忽视价格，只要是自己想要买的。

英语作文月光族（7）

Recently，we did a survey on how student spend their pocket money among 2000 stuent …

Recently, a survey has been done on how middle school students spend their pocket money. according to the results, 55% of the students spend their pocket money on their study, such as buying reference books. About 27% use their money for food and drink. While the rest spend their money on entertainment, for example, surfing the Internet and playing PC games.

Since students are consumers, not producers, they should use the pocket money wisely and properly. Buying books or saving money to help those in need is a good way. In addition, it is meaningless and useless to spend much money on unnecessary entertainment.

Anyway, it is not easy for our parents to earn money, so we students should learn to use money carefully.

英语作文月光族（8）

The conception of money is different for the old and the young. The old generation believes that money should be saved in case of the urgent situation, while most young people think that money should be spent to realize its value. When I was struggled about the different opinions, I saw the news report about a man got back his money that he saved in the early 1990s, which was about 1000 RMB. People made their comment that this amount of money meant so much at that time, which could buy a nice big house, while today it was just a big meal in the restaurant.

This news inspired me to make reasonable plan of money. The old way to treat money is not suitable, because money will lose its value as time goes by. I choose to spend part of money while saving another part of it.

英语作文月光族（9）

We live in a commercial society. Everything that we use is merchandise. In the commercial world the media is money. Therefore, money is very important to us. Earning money and spending money are big problems not only to the adults but also to the kids.

Kids have a long way to go in their lives. What they will be depend on the influence that they get before the age of 20. We must give them positive influence during their childhood.

We should give a kid a little money when he is 9 years old. For instance, we can give a kid 10 yuan every month, and ask him to write us a report on how he uses the money. This can give him a right idea of how he should use the money.

We also should give the kids some chances to earn money, by which means we can show them that earning money is not easy, and they should spend the money carefully.

The most important point is that we must tell the kids that money is not everything in our lives. There are lots of things that we can not buy with money, such as health and love.

Consequently, the best we could do to provide the kids with a correct understanding of money is let them approach money closely. We should give a little money to the kids and tell them what money is at all.

英语作文月光族（10）

“Save it for rainy day.” That’s my motto. When I have a choice between spending my money or putting it in my savings account at the bank, I always put it in the bank.I will have a lot of expenses in the future like my education, travel, and unforeseen emergencies. I need to have money set aside for these expenses.

Education is expensive. I can’t depend on my parents to pay all my bills. I have tuition, room and board, books, and incidental expenses to pay for. I’ll try to get a scholarship to cover some of these costs, but I know I will be responsible for a lot of the expenses. If I spend my money now, I won’t be able to pay for my education. I need to save money for my education.

Travel is also very expensive. I don’t mean vacation travel. I mean travel to get to and from school. Transpacific airfare costs a lot even special reduced fares. I first have to get to school and then, of course, I want to return to my family for important festivals and occasions. Going back and forth will be costly, but worth it. I need to save money for these trips.

Emergencies could arrive at any moment. I might have an unexpected illness while I am at school. There might be costs that won’t covered by the school insurance. One of my family members may need help, I will have to send them money. You can’t predict emergencies like this, but you can be prepared. I need to save money for these emergencies.

When you are not rich, you cannot spend your money carelessly. You must plan ahead. I know in my life, I will have expenses for my schooling and for travelling to and from my home. I know that I will also have unexpected expenses related to unforeseen emergencies. I must be prepared. I need to save money for these events.

英语作文月光族（11）

I think students should have some pocket money because sometimes weneed tobuy some necessaries and develop the skill of managing moneyas well.

I usually spendmy pocket money on snacks. School things also cost money. Besides, I often buy my favorite thingssuch asbooks or CDs.

In my opinion,it is really important tomake better use ofthe money.Above all, making plans is a good choice. In this way, I can think about if I spendthe money properly. Secondly, it's necessary to save some money for something urgent. If people need my help, I will try togive them a hand.

英语作文月光族（12）

Some people are in favor of the idea of over-consumption. They point out the fact that China‘s rapid economic development has materially enriched the lives of ordinary Chinese people, and at the same time increased our demands as consumers. They also argue that the rising consumption helps drive economic growth.

However, other people stand on a different ground. They consider it harmful to consume more than what their family can afford. They firmly point out that the dogged pursuit for more accounts for our debts, anxiety, waste and overload. An example can back up this arguement: The American financial crisis caused by over consumption made the people of the world worse off. There is some truth in both arguements. But I think the disadvantages of over-consumption outweigh the advantages. In addititon to the above-mentioned negative effects, the surging consuming demand threatens to exhaust our resources and spoil our environment.

To conclude, our government is advocating ideas of "conservation-minded society" and sustainable development. Whether due to sense of guilt about waste, or a simple desire to save money, we need to promote sustainable consumption.

英语作文月光族（13）

The average family income in our Kangming City increased from 8,000 yuan per year in 1998 to 20,000 yuan in 2008. In the meantime, the structure of the average family expenses has changed, too. These graphs show the change clearly.

The biggest part of the average family expenses is housing. In 1998, the average family spent 25 percent of its income on housing. In 2880, expenses on housing rose to 42 percent. Food and drink are the second biggest part of the average family expenses. In 1998, about 18% of the average income was spent on this item. In 2008, the figure grew to 30%. As a result of such increase in the expenses on housing and food, expenses on other items have been reduced from 57% in 1998 to 28%in 2008.

Thus, a conclusion can be drawn that as income increases, people can improve their living step. But still the average family has to spend a large part of income to meet the basic needs.

英语作文月光族（14）

Nowadays, most commodities or services are rated through certain channels. These ratings, easy to access, are playing an increasingly important role in customers' purchase decision. However, results are sometimes unsatisfactory.

There is no denying that such ratings might bring convenience to consumers, but they are often misleading and unreliable. As we all know, most of the ratings are based on others’ judgment on the product or service concerned. Every judgment comes from a specific need or a unique psychological state. Apparently, blindly following others' advice will affect our own judgment. Another fact should not be neglected that some of the ratings are the outcome of a careful manipulation of companies or sellers. It has become a common practice for some to pay for good ratings on their products or services so as to increase their sales.

Therefore, we should give a second thought to these ratings whenever we go shopping.

英语作文月光族（15）

Since the establishment of the consumer rights day, those who bought fake and shoddy products have been severely punished. The legitimate rights and interests of consumers by the guarantee, and every March 15, consumers are taking to the streets, propaganda, 315 related knowledge, let more people know, 315, a concerted effort to jointly combat not law-abiding businesses, this is we are not deceived.

When I was a kid, I used to get quite a lot of adults talking about 315. From the time I grew up, I grew up and learned more about 315. If only we could be a good law-abiding citizen, how wonderful our country would be! One time dad went to the supermarket to buy something and bought a big packet of instant noodles. Idle is fine me, take out the noodles of the outer packing to take a look. Who knows not to know, a look of surprise, this packet of instant noodles long overdue. Oh, father was so careless! I looked at the supermarket bag, fortunately the invoice did not lose, ran to my father in a hurry, "xingshi to ask for a crime". Father hurried to the supermarket with me. When we got to the supermarket, my father gave the instant noodles to his aunt, who said, "I'm sorry," and said, "I'm sorry," and said, "I'm sorry," but we rechanged the package, and checked the shelves. My father and I were relieved to see all this.

If it is not to buy things in big supermarket, have bill proof, perhaps people still don't admit that! So I would suggest that you buy something valuable, or go to some regular big supermarkets, and don't go to the grocery store. This quality has the guarantee, if want to change, have the invoice to be good work.