英语作文月光族（1）
Moonlite is a term referring to those people who exhaust their earnings every month withoutany savings.
With the acceleration of globalization, it seems that the availability of various commoditieshas put more and more people into the category of moonlite.
And these people are even proud of this unique life style.
The moonlite brag their behaviors as a fashionable way to live a life.
But we have to admit that problems exist in both their beliefs and behaviors.
Firstly, industrious and economical concept has been Chinese traditional moralexcellence.
And moonlite has violated the belief seriously.
Secondly, no savings will place themselves in a difficult position in case of possibly unexpectedexpenses.
Thirdly, this immoderate consumption habit may subconsciously infect their self-controlabilities, which can result in serious consequences.
In my view, though the moonlite may acquire temporary satisfaction from immoderateconsumption, in the long term, it will deteriorate their personal financial levels.
For majority of people, their income is limited and unnecessary expenses should be avoided.
We should always bear this sentence in mind: Live within your means and save for a rainy day.
英语作文月光族（2）
According to a survey, in recent years the monthly expenditure of a college student has been on the sharp rise. Many college students spend money like water and have no concept of thrift in their mind. They take it for granted that they spend money from their parents before they enter into the society. This extravagant spending is mainly caused by the following factors.
根据调查显示,近年来,大学生的月消费金额一直在急剧上升。很多大学生花钱如流水，根本没有节俭的概念。他们认为在他们踏进社会前向父母要钱是理所当然的。这种奢侈消费的现象主要是由于以下因素引起的。
First of all, nowadays most of students are the only children of their families. They are the apple in their family’s eyes and naturally get more care and pocket money. Secondly, with the improvement of living standard, parents can afford higher expenditure of their children. Thirdly, some students like to pursue fashion and trends, which tends to need more money. Finally, campus love is also a possible factor causing extravagant spending.
首先，现在很多学生都是独生儿女。他们是家里的宝贝，所以很自然能够得到更多的关心和零花钱。第二，随着生活水平的提高，父母可以支付孩子们越来越高的花销。第三，一些学生喜欢追逐时尚和潮流，所以就需要更多的钱。最后，校园爱情也可能是导致奢侈消费的一个因素。
From my point of view, a college student, as a pure consumer, should learn to be thrifty. We should not limit our expenditure on daily necessities but not buy whatever we want regardless of their prices. The habit of thrift can help us form right values and is favorable to our future development.
从我的观点来看,一个大学生,作为一个纯粹的消费者,应该学会节俭。我们不用节制我们在日用品上的花费，但是却不能忽视价格，只要是自己想要买的。
英语作文月光族（3）
Recently，we did a survey on how student spend their pocket money among 2000 stuent …
Recently, a survey has been done on how middle school students spend their pocket money. according to the results, 55% of the students spend their pocket money on their study, such as buying reference books. About 27% use their money for food and drink. While the rest spend their money on entertainment, for example, surfing the Internet and playing PC games.
Since students are consumers, not producers, they should use the pocket money wisely and properly. Buying books or saving money to help those in need is a good way. In addition, it is meaningless and useless to spend much money on unnecessary entertainment.
Anyway, it is not easy for our parents to earn money, so we students should learn to use money carefully.
英语作文月光族（4）
We live in a commercial society. Everything that we use is merchandise. In the commercial world the media is money. Therefore, money is very important to us. Earning money and spending money are big problems not only to the adults but also to the kids.
Kids have a long way to go in their lives. What they will be depend on the influence that they get before the age of 20. We must give them positive influence during their childhood.
We should give a kid a little money when he is 9 years old. For instance, we can give a kid 10 yuan every month, and ask him to write us a report on how he uses the money. This can give him a right idea of how he should use the money.
We also should give the kids some chances to earn money, by which means we can show them that earning money is not easy, and they should spend the money carefully.
The most important point is that we must tell the kids that money is not everything in our lives. There are lots of things that we can not buy with money, such as health and love.
Consequently, the best we could do to provide the kids with a correct understanding of money is let them approach money closely. We should give a little money to the kids and tell them what money is at all.
英语作文月光族（5）
I think students should have some pocket money because sometimes weneed tobuy some necessaries and develop the skill of managing moneyas well.
I usually spendmy pocket money on snacks. School things also cost money. Besides, I often buy my favorite thingssuch asbooks or CDs.
In my opinion,it is really important tomake better use ofthe money.Above all, making plans is a good choice. In this way, I can think about if I spendthe money properly. Secondly, it's necessary to save some money for something urgent. If people need my help, I will try togive them a hand.
英语作文月光族（6）
Some people are in favor of the idea of over-consumption. They point out the fact that China‘s rapid economic development has materially enriched the lives of ordinary Chinese people, and at the same time increased our demands as consumers. They also argue that the rising consumption helps drive economic growth.
However, other people stand on a different ground. They consider it harmful to consume more than what their family can afford. They firmly point out that the dogged pursuit for more accounts for our debts, anxiety, waste and overload. An example can back up this arguement: The American financial crisis caused by over consumption made the people of the world worse off. There is some truth in both arguements. But I think the disadvantages of over-consumption outweigh the advantages. In addititon to the above-mentioned negative effects, the surging consuming demand threatens to exhaust our resources and spoil our environment.
To conclude, our government is advocating ideas of "conservation-minded society" and sustainable development. Whether due to sense of guilt about waste, or a simple desire to save money, we need to promote sustainable consumption.
英语作文月光族（7）
I like to make purchase, since I start to shop online, I will buy things once I like, I just can’t control my desire. As for my mother, she is not like me, she barely goes shopping, she buys clothes once a year. I think my mother is over thrifty, she thinks me waste a lot of money. We have different views of consumption, both of us don’t make the reasonable consumption.
我喜欢购物，打从我开始网上购物，一旦看到喜欢的东西就买，我就是无法控制自己的欲望。对于我妈妈来说，她不像我，她几乎不购物，每年只买一次衣服。我觉得妈妈过度节俭，她却觉得我浪费很多钱。我们对消费有不同的看法，都没有合理消费的观念。
For the old generation, they have experienced war and hunger, so they cherish what they have and are very easy to be satisfied with the things they have, they won’t spend the money to have fun, because they think it is wasteful. In my opinion, we are in the modern society, we have lived the better life and should learn to enjoy the moment. There is no need to save all the money and do nothing.
对于老一代来讲，他们经历过战争和饥饿，因此他们珍惜所拥有的，很容易满足，不会花钱去寻找娱乐，因为他们觉得这很浪费。在我看来，我们现在是处在现代社会，过上了更好的生活，应该学着去享受此刻。没有必要把钱都存起来，什么都不花。
For the young people, they like to spend tomorrow’s money, they don’t save the money because they spend all their salary, they like to go shopping and buy what they want. It is not right to spend all the money, we need to save part of it just in case of the emergent situation.
对于年轻人来说，他们喜欢花明天的钱，没有存钱，因此他们花光了所有的薪水，喜欢购物，买自己想要的。花光所有的钱是不对的，我们需要把一部分存起来，以防紧急情况。
英语作文月光族（8）
According to a survey, in recent years, the monthly expenditure of a college student has been on the sharp rise. Many college students spend money like water and have no concept of thrift in their mind. They take it for granted that they spend money from their parents before they enter into society.
This extravagant spending is mainly causd by the following factors: First of all, nowadays, most students are the only children of their families. They are the apple in their family's eyes and naturally get more care and pocket money. Secondly, with the improvement of living standards, parents can afford higher expenditures of their children. Thirdly, some students like to pursue fashion and trends, which tends to need more money. Finally,campus love is also a possible factor causing extravagant spending.
英语作文月光族（9）
The average family income in our Kangming City increased from 8,000 yuan per year in 1998 to 20,000 yuan in 2008. In the meantime, the structure of the average family expenses has changed, too. These graphs show the change clearly.
The biggest part of the average family expenses is housing. In 1998, the average family spent 25 percent of its income on housing. In 2880, expenses on housing rose to 42 percent. Food and drink are the second biggest part of the average family expenses. In 1998, about 18% of the average income was spent on this item. In 2008, the figure grew to 30%. As a result of such increase in the expenses on housing and food, expenses on other items have been reduced from 57% in 1998 to 28%in 2008.
Thus, a conclusion can be drawn that as income increases, people can improve their living step. But still the average family has to spend a large part of income to meet the basic needs.
英语作文月光族（10）
Since the establishment of the consumer rights day, those who bought fake and shoddy products have been severely punished. The legitimate rights and interests of consumers by the guarantee, and every March 15, consumers are taking to the streets, propaganda, 315 related knowledge, let more people know, 315, a concerted effort to jointly combat not law-abiding businesses, this is we are not deceived.
When I was a kid, I used to get quite a lot of adults talking about 315. From the time I grew up, I grew up and learned more about 315. If only we could be a good law-abiding citizen, how wonderful our country would be! One time dad went to the supermarket to buy something and bought a big packet of instant noodles. Idle is fine me, take out the noodles of the outer packing to take a look. Who knows not to know, a look of surprise, this packet of instant noodles long overdue. Oh, father was so careless! I looked at the supermarket bag, fortunately the invoice did not lose, ran to my father in a hurry, "xingshi to ask for a crime". Father hurried to the supermarket with me. When we got to the supermarket, my father gave the instant noodles to his aunt, who said, "I'm sorry," and said, "I'm sorry," and said, "I'm sorry," but we rechanged the package, and checked the shelves. My father and I were relieved to see all this.
If it is not to buy things in big supermarket, have bill proof, perhaps people still don't admit that! So I would suggest that you buy something valuable, or go to some regular big supermarkets, and don't go to the grocery store. This quality has the guarantee, if want to change, have the invoice to be good work.